Street Name: Creds
Format: Fully digital, ID-linked, corp-issued. Tracked via neural tags or wrist chips.
Backed By: Corporate trust and trade networks—not a central bank.
Operated By: European Economic Community

How It Works:

Each megacorp runs its own credit standard (e.g. VirexCreds, NexaCoin, Palitags), but all are interoperable on the OmniChain (a unified blockchain-like arcano-tech ledger) which is maintained primarily by the European Economic Community.

How they are transferred

Can be transferred digitally or via a credit shard